Low Risk Merchant Accounts

Finding the right credit card processing and merchant account provider is critical, yet challenging, for any business. You need a partner that truly understands your industry, provides transparent and competitive rates, and helps maximize your revenue potential. Here at Shark Processing, our sole focus is securing low-cost, low-risk merchant accounts tailored to your unique business needs.

We know that confusing contracts, hidden fees, and clunky equipment can seriously impact your bottom line. That’s why we leverage our extensive experience and network of banking partners to remove hassle and get you the most affordable processing. Whether you’re a small shop or a large enterprise, our team makes accepting payments simple.

By optimizing your rates and minimizing risk, we empower you to focus on sales growth and expansion. Our seamless approvals and onboarding allow you to start processing quickly. And with our ongoing support, you can achieve long-term success. Don’t settle for mediocre merchant services – get premium value tailored to you. Partner with the payment pros at Shark Processing to unlock your company’s true potential.

Competitive Credit Card Processing Rates

At Shark Processing, our vast experience and expertise in both high and low-risk industries allow us to secure the most competitive processing rates possible. We understand the nuances of different business models and leverage our deep connections with acquirer banks to get you the lowest rates guaranteed.

With over five years of optimizing merchant accounts, our team works tirelessly to provide each client with complete pricing transparency and find the best rates available. We partner with dozens of top-tier banking institutions, giving us unmatched leverage when negotiating rates. While other providers offer cookie-cutter pricing, we customize your account to maximize savings.

Our extensive network and acquisition partnerships mean we can beat any competitor’s quoted rates. We will dig deep to reduce your processing expenses, whether that’s interchange-plus pricing, tiered rates, monthly fees, or any other charges. And with our focus on long-term partnerships versus quick sales, we ensure you get enduring value.

Many low-risk credit card processing firms lure with introductory offers and then hike rates. Our rates are competitively priced from day one and guaranteed for the life of your account. We also avoid imposing painful early termination fees, keeping your business interests first.

While cost is critical, we know having a partner invested in your success is equally vital. Our dedicated account managers proactively monitor for new ways to create savings while providing exemplary service. Partnering with Shark Processing means getting the lowest rates along with a payment advisor committed to your profitability.

Servicing Merchants in E-Commerce and Retail Sectors

Our low-risk merchant accounts are perfect for nearly any industry, including:

  • Convenience Stores
  • Specialty Retailers
  • Low-Risk E-commerce
  • Clothing Boutiques
  • Auto Dealers
  • Home Furnishing Stores
  • Pharmacies
  • Supermarkets
  • Discount Retailers
  • Multichannel Retail
  • Direct Sales
  • And Many More!

Our dedicated merchant account specialists will help you get approved and start processing quickly.

Contact us today to learn more!

Best Processing Solutions for Smoke Shops, Head Shops, and C-Stores

Here at Shark Processing, we are experts in securing low-risk merchant accounts for higher-risk industries like smoke shops, head shops, and convenience stores. Even though these businesses may sell CBD, kratom, paraphernalia, and other alternative products, we leverage our experience to get them card-present processing at the lowest rates.

We understand that while these stores have specialized offerings, the majority of transactions are face-to-face retail, which poses little risk with proper precautions. Our team works with the right banking partners who are comfortable supporting these industries when presented accurately.

With over five years of specifically helping stores selling tobacco, vape, glass, CBD, kratom, and more get affordable rates, we use our expertise to educate underwriters on operational procedures. This allows us to get accounts classified as low-risk, opening access to the most competitive pricing.

By partnering with Shark Processing, specialized shops can avoid being viewed as high-risk when that designation is inaccurate. Talk to our consultants today to get honest advice and the best possible rates for your smoke shop, head shop, or convenience store’s unique needs.

Unparalleled On-Going Merchant Support

The rare processing provider that offers great signup value but lackluster post-sale service is an all too common pitfall for merchants. At Shark Processing, our comprehensive merchant services don’t stop once you’re approved – they’ve only just begun. We provide complete business optimization far beyond competitive rates.

Our team becomes an extension of your staff, providing exceptional technical support, equipment assistance, seamless POS integrations, and more. We make it our mission to maximize the value of your merchant account long-term and help your business run smoothly from day one.

Our dedicated account managers proactively monitor your account for improvements and are always available if any issues arise. We take a hands-on, high-touch approach to ongoing support. When you partner with us, you get a true payment advisor, not just a sales rep.

From comprehensive data reporting to transparent billing to customized savings opportunities, we offer complete business guidance. If you ever need to change equipment, navigate a chargeback, or tweak processing flows, we handle everything from start to finish.

We also facilitate integration with all major point-of-sale systems and shopping cart platforms for a unified commerce solution. Our team ensures your daily transactions are seamless and hassle-free. No other provider offers such complete post-signup support.

While cost optimization is key, we know having dedicated advisors invested in your success is equally as important. Our goal is to remove all payment friction so you can reach your potential. Trust the payment experts at Shark Processing to provide unparalleled service and value beyond competitive rates.

Why Choose Shark Processing as Your Merchant Services Partner?

When researching payment processing partners, the sheer amount of providers promising the best rates and service can seem daunting. But as you’ve seen above, Shark Processing delivers tangible value in all aspects of merchant services – from fair pricing to support to transparency.

By leveraging close acquirer relationships, we secure the most competitive low-risk rates tailored to each business’s unique needs. Our customized pricing ensures you pay only what’s fair – not inflated margins. And with our commitment to complete transparency, you always know what you are being charged.

We also offer quick approvals and onboarding to maximize sales. Our expert staff guides you through our efficient application process to get your account live in record time. The sooner you can accept payments, the sooner revenue starts flowing.

But competitive rates are only part of the equation – you need a true partner invested in your success. Our ongoing support covers hardware, software, account management, and more. We handle everything payment-related so you can stay focused on your business.

And with our experience across diverse industries, we understand the nuances of different business models. Our tailored pricing and guidance provide specialized stores with the affordable processing they deserve.

In the complex world of merchant services, a trusted advisor makes all the difference. Our dedicated consultants proactively find ways to maximize the value of your account. We forge long-term partnerships, not quick sales.

Partnering with Shark Processing means getting a payment processor committed to your profitability through fair rates, robust support, and complete transparency. Contact us today to see how we can optimize your credit card processing.

Ready to Apply?

Phone: 800-567-3019
Email: info@sharkprocessing.com
Our team is standing by to help you get approved and start processing cards affordably. Partner with Shark Processing for your low-risk merchant account needs. Get started now by filling out an application


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