High-Risk Merchant Accounts
& Payment Processing

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Shark Processing is an established payment processing company servicing merchants in high-risk industries. Our merchants are happy with the high-risk credit card processing and payment solutions we offer. Many of our banking relationships are exclusive and held directly with trusted financial institutions that have been tried and tested. We have multiple options for all merchants whether that be credit card processing or high-risk ACH processing.

We truly care about our high-risk merchants and have empathy for the processing disruptions they face due to their business types. Shark Processing understands the pain faced with poor payout terms – or even worse, not being paid at all. We know that nearly every high risk-merchant has faced payment processing problems and we are here to help navigate this storm.

By working with Shark Processing, you leverage our team of skilled high-risk payment experts who can help guide you along every step of the way. Getting our merchants paid and ensuring that they are happy with their high-risk payment solutions is our primary goal. We understand that it is not all about rate, but also security and peace of mind. When merchants know they are working with a trusted banking partner, they can rest easier at night.

The banking solutions Shark Processing offers are built to last. Although this is the high-risk payment processing industry and we know that not every payment solution will last forever, we leverage our network to choose only the most trusted high-risk banking partners with the best chances or long-term success.

High-Risk Merchant Industries Supported

Learn about which industries our banking partners support


High-Risk Payment & Credit Card Processing

Apply today for a quick and painless merchant account approval


High-Risk Payment & Credit Card Processing

Why Choose Shark Payment Processing?

  • We accept all (legal) high-risk industries
  • We work with the best and most trusted banks
  • Domestic and offshore solutions available
  • Ultra-low credit card processing rates
  • Multiple high-risk payment options
  • Excelling merchant support team
  • Quick merchant account approvals
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High-Risk Payment Processing Experts

If you are struggling to find a high-risk merchant account for your business, then look no further. At Shark Processing we work with partner banks and financial institutions in the United States and across the globe. Our team of high-risk payment processing experts can help guide you in finding the best option for your business.

Our team understands the frustrating experience of having your merchant account terminated due to your banking relationship not accepting or changing their stance on your business type. We only work with the most trusted solutions and offer a free high-risk merchant blog to help our prospective clients navigate the high-risk payments industry. We are the high-risk payment experts, whether that be high-risk credit card payments or ACH solutions.

The Risks of High-Risk Credit Card Processing

As you may very well know, high-risk credit card processing accounts with favorable terms are often hard to come by. This often involves steep rates and unfavorable payment terms. What’s more, may ISO’s mark up these services and get paid extra for doing so. We are very reasonable with our rates and can give discounts by volume even after a merchant has boarded with us. Our team is in business for the long-haul and we want to win you over as a loyal customer for life.

We negotiate the best arrears, reserves (if any at all) discount rate and fees on behalf of our high-risk merchants. Our high-risk payment specialists can also advise you on future banking options that may suit your high-risk business as they become available.

Many merchants try to skate around high-risk credit card processing fees by committing merchant banking fraud. This is against the law and often results in criminal charges. This is why it is especially important to have a high-risk processing specialist giving you the right advice. Here at Shark Processing, we will ensure that you have the best advice with the best terms on high-risk payment and credit card processing accounts.

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Your Merchant Account Approval is Waiting

Our team understands the frustration of filling out application after application only to be hit be nasty payout terms and fees. We also understand the frustration of not having payment processing with your high-risk business. Every day you are down is lost revenue and trust for your brand. Do not make a hasty decision and choose the best high risk payment account experts at Shark Processing.

Our pre-application takes less than 3 minutes to complete. We get back to all merchants with the prospective solutions quickly (most often same business-day). Our goal is to get you up and processing safely and securely as quick as possible. So, what are you waiting for? Fill out a pre-application now.