Choice Pay Now provides payment processing solutions for various types of industries. Its merchant processing platform aims to help businesses succeed in both financial and operational goals. This extends to in-store, mobile, and online payments.
The company also offers unique services. One is a cash discount program, which aims to lessen merchant processing fees. Its free trial program is another notable offering.
Below is an overview of merchant services offered by Choice Pay Now:
Choice Pay Now provides merchant accounts for all types of businesses, regardless of their industry or risk profile. It works with banks that serve everyone, including high-risk merchants. After applying for a merchant account, they can expect approval within two days. The company claims to have a 98% approval rate for such merchants.
Once a merchant account is approved, businesses will have access to the company’s payment gateway and virtual terminal. They will allow merchants to accept, process, and view all types of payment methods. The systems are also guaranteed to be secure and PCI-compliant. Other features include comprehensive reports, recurring billing, and customer support.
Merchants can accept payments made from major credit companies like Visa, MasterCard, and many more. Payments via gift cards are accepted as well. This is useful for businesses with loyalty programs or gifting programs. This service applies to all payment methods, including online, mail, and telephone transactions.
Payment processing is not limited to US transactions. Choice Pay Now also offers international merchant accounts. It will allow businesses to accept various payment methods and over 160 currencies from customers around the world. Apart from accepting major credit cards, the company also accepts local direct debit like Switch or Solo (UK), Giropay (Germany), and Maestro Debit Card to name a few.
Once paid, the funds will be transferred to the merchant’s choice of currency. This cross-currency transfer ensures lower transaction fees versus domestic transfers.
Merchants with online businesses can integrate these merchant services into their existing websites. The company’s payment systems are compatible with various shopping carts. The merchant can further enhance their customers’ shopping experience with other built-in features.
Choice Pay Now uses advanced technology to ensure safe and legitimate processing for all merchants. Its payment systems are equipped with fraud detection tools. It also employs identity verification for online and card-not-present (CNP) transactions.
Choice Pay Now prefers to customize rates depending on the merchant and the nature of its business. That said, it does not have standard payment schemes available on its website. However, it does share significant savings merchants can enjoy through its services.
Choice Pay Now does not have any independent customer reviews online. In that regard, there don’t seem to be any complaints about the company.
Choice Pay Now does not seem to be accredited by the BBB. The BBB website features accredited companies with similar brand names, although it is unclear whether the companies are related.
Choice Pay Now does not have a BBB profile page, nor does it have any reviews.
Choice Pay Now seems to be a legitimate company based on its professional website and detailed services. The company claims to currently work with merchants from five continents around the world. It also takes pride in its partnerships with over 150 companies. Testimonials from satisfied merchants are available on its website as well.
Other than that, information about the company is limited. The last update on its Facebook page was 2018. Details about its history, owners, and company address are unknown as well.
Choice Pay Now highlights merchant testimonials on its website. Positive reviews specifically mention low rates, easy-to-use platforms, and cash discounts as impressive features of the company. Outside its website, the company does not have any customer reviews.
Overall, the company’s end-to-end services seem to be beneficial for different industries from international territories. Its merchant accounts not only help with payment processing but also provide avenues for businesses to expand globally. Moreover, their promises about profits and savings are definite come-ons for merchants. It seems merchants are satisfied with its services, although customer reviews are very limited.
