CyoGate Review

June 20, 2022

CyoGate provides businesses the capacity to accept credit card payments. This can work in-store and online. The company offers low rates for retail, mail order/telephone order, and high-risk merchants. Whether you’re a new business or have an existing payment processing service provider, CyoGate said it can match the offers of other companies.

The company doesn’t only provide credit card processing services, but it also offers the following:

  • Payment gateway
  • Mobile credit card processing
  • Point of banking
  • Chargeback prevention
  • Business loans
  • Equipment leasing
  • E-check processing


CyoGate Merchant Services

Credit Card Processing

CyoGate provides a way for businesses to accept payments in-store and online. It can provide credit card terminals as well as virtual terminals for merchants who need to take payments via phone. The company partnered with major debit and credit card companies to offer comprehensive solutions to clients.



High-risk Merchants

The company can also set up merchant accounts for high-risk industries. Traditional banks don’t approve high-risk merchant accounts because of the level of risk these businesses are involved in. CyoGate can work with industries such as:

  • Online gambling
  • Nutraceuticals
  • Remote online technical support
  • E-cigarettes
  • Adult entertainment
  • Online pharmacy

Mobile Credit Card Processing

If you are always in the field attending outdoor business events, then you need mobile credit card processing solutions. This service can turn any iOS or Android device into a credit card terminal. It even has a mobile e-check processing feature to help businesses accept and process e-checks on the field.

Payment Gateway

CyoGate’s online payment gateway can process credit card and e-check payments. It works with most merchant accounts and e-commerce platforms. The company’s payment gateway makes the internet a safe and secure way for customers to pay for their purchases.

Business Loans

CyoGate does not only offer payment solutions. It offers business loans, too, to merchants that cannot be approved by traditional banks. The company partnered with different lending institutions. Businesses can get approval even with a bad credit score. It offers services for the following:

  • Merchant cash advance
  • Revenue-based loans
  • Term loans
  • Accounts receivable factoring
  • Equipment leasing

  • Equipment sale-leaseback
  • Medical, dental, and veterinary loan programs
  • Franchise financing
  • Start-up business loans
  • SBA small business loans

CyoGate Processing Fees, Rates & Pricing

Processing Fees

CyoGate does not publish information about its fees, rates, and pricing.

Additional Fees

There is no information about CyoGate’s additional fees.

Hidden Charges

It looks like CyoGate does not have hidden charges.


CyoGate Complaints

There appear to be no complaints about CyoGate online.

Rip Off Reports

There are no rip-off reports about CyoGate.

Other Complaints

There are no other complaints about CyoGate.



CyoGate BBB Rating

The Better Business Bureau can give businesses a rating as high as A+ and as low as F. CyoGate is not accredited and rated by the BBB. In fact, it is not even listed on the BBB website.

BBB Reviews

Since CyoGate is not listed on the BBB website, there are no customer reviews and complaints about the company on the BBB site.


Is CyoGate Legitimate?

CyoGate doesn’t have a lot of mentions on Google. It has a Facebook page but the last update was in 2019. It also has a couple of profiles on business sites but there isn’t much information on them. Despite the lack of information about the company, it is still worth looking at. It was founded in 2007, which gives the company more than a decade of experience in the payment processing industry.

On the website ScamAdviser, CyoGate has a high trust rating of 95 out of 100. The site said that the domain has been registered for more than a year in advance. The website is also very old and the SSL certificate is valid.


There is no information about scams involving CyoGate.


There is no information that CyoGate is facing or has faced class-action lawsuits in the past.


CyoGate Reviews

Unlike other payment processing service providers, CyoGate does not publish customer testimonials on its site. One review site has two testimonials about the company. The first review said the service was below average because CyoGate was “very slow.” The customer service leaves a lot to be desired, too. The customer said CyoGate employees were unhelpful and unprofessional.


Another customer said, though, that he had a “good experience” working with the company. The review said CyoGate set up the merchant accounts in less than two weeks without any issue.

Other than those two, there aren’t reviews on trusted review sites and online forums. Even its Facebook page, which only has 56 likes, doesn’t have reviews. A quick look around the Facebook profile shows no comments and barely any likes on the posts, too.



There isn’t much information about CyoGate on the internet. There are only a couple of customer reviews and testimonials for the company. However, it should be noted that there are no scams, rip-off reports, or lawsuits against the company, too. Its website is safe enough, according to ScamAdviser, so it is safe to reach out to the company through the site

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