eMerchant has been offering high-risk merchant accounts and other related services since 2002. The company prides itself on being an alternative to “typical” providers of merchant accounts. The company offers a range of products and services, as well as partnerships.
Opening an account with eMerchant gives you access to high-risk credit card processing. It also lets you accept contactless payments.
In addition to general merchant accounts, merchant specializes in high-risk merchant accounts. The company also offers nonprofit merchant accounts, multi-currency merchant accounts, and Yahoo Stores merchant accounts.
Website: https://emerchant.com
Address: 78 Discovery, Irvine, CA 92618 USA
Phone: (866)979-0260
Email: ta**@*******nt.com
The company’s high-risk credit card processing services allow businesses to accept payments through Discover, American Express, Visa, and MasterCard. Businesses will also be able to accept JCB and Diners Club cards.
While eMerchant offers its solutions and products separately, it specializes in combining them to fit the needs of your business. This includes complete solutions for retail locations as well as businesses with just online stores. The full solution can include POS equipment, gateways, value-added services, and software integration.
eMerchant gladly serves a range of high-risk industries, including:
You can choose from various popular payment gateways, including the proprietary eMerchantGateway.
This includes access to a virtual terminal, an open API to make integrations easy, and advanced fraud protection. The eMerchantGateway includes online invoicing, web payment forms, secure storage of customer information, fraud modules, tokenization, multi-currency processing, and the option to process payments in batches or in real-time.
If you prefer, you can use a better-known payment gateway. eMerchant supports PayPal’s Payflow Pro, USAePay, Cybersource, Authorize.Net, NMI, and others.
You can also take advantage of e-check processing with eMerchant. This is as close to ACH processing as the company comes.
eMerchantGateway includes 18 different fraud prevention modules. Some of these include address verification, multiple credit cards, and a card ID checker. Others include EMV-compliant card readers for transactions with the card present.
Yet other security measures include reCAPTCHA, restricting IP addresses, and the ability to use third-party integrations and apps to further reduce fraud.
eMerchant offers e-commerce cart, which is scalable and flexible. This e-commerce platform includes 450 built-in features as well as the eMerchantGateway.
If you already use a different e-commerce platform and want to continue to do so, eMerchant likely integrates with it.
If your business needs additional funding, eMerchant also offers business loans. These include business expansion loans, working capital loans, and merchant cash advances.
eMerchant uses transparent interchange-plus pricing for its high-risk credit card processing. The company prides itself on the transparency of its pricing structure. Part of this includes detailed and clear explanations of the various fees, reserves, and interchange rates. It also includes breaking down the rates and margins.
As a potential eMerchant customer, you also get a side-by-side comparison with either your current rate or with other competitors. According to their website, eMerchant clients typically save 32% over other providers.
You can have your rates reviewed and receive a quote from eMerchant for free with no commitment or obligation.
eMerchant is a well-established company offering high-risk credit card processing. With more than 18 years of experience, it has built a strong reputation. While there are some negative reviews, most praise the company. It stands out with its range of offerings and transparent pricing. eMerchant is certainly worth consideration for high-risk merchants.
For assistance choosing your payment processing company and more solutions, contact Shark Processing.
