Esecurepay Review

August 3, 2022

Esecurepay is an India-based payment gateway provider serving all types of businesses. Its payment solutions are available for low-risk and high-risk merchants, as well as startups and established companies.

Below is an overview of merchant services offered by Esecurepay:

  • Merchant account for credit card processing
  • Payment gateways to accept different payment methods
  • Virtual terminal for eCheck payments
  • eCommerce integrations through APIs and CMS plugins

  • Multi-currency payments
  • Fast payouts with daily, weekly, and monthly options
  • Security features like fraud and chargeback prevention, data encryption, and PCI-compliant systems

Esecurepay Merchant Services

High-Risk Merchant Accounts

image of high risk merchant accounts

High-risk merchants are among the many businesses supported by Esecurepay. They are usually prone to account closures and withheld payments due to their high-risk profile. As a solution, the company provides owners of high-risk businesses with merchant accounts for secure and fast payment processing.

For starters, Esecurepay helps business owners apply for a merchant account in an easy and swift manner. According to its website, merchants simply submit basic documentation like a national ID, a utility bill, company registration copies, and bank statements. Once approved, the company customizes payment solutions and rates suitable for their specific needs.

Payment Gateway

Esecurepay offers different eCommerce payment gateways depending on the merchant’s business model.

  • A 2D payment gateway processes online payments without the need for a one-time password. Customers directly submit their payment details to proceed with their order. Quick transactions and approval are advantages offered by this payment gateway.
  • 3D payment gateways, on the other hand, require one-time passwords. This is a good option for merchants who want to assure their customers of built-in security checks.
  • Lastly, an offshore merchant account is for businesses operating in different territories. It has a dedicated international payment gateway, which is equipped to accept multiple currencies and payment methods. In turn, payments are converted to the merchant’s chosen currency.

image of esecurepay 2d payment gateway

Additional features included are as follows:

  • Recurring billing options
  • Invoicing and Pay By Link
  • Customer vault to store relevant customer information

  • View real-time transactions
  • Export past transactions
  • Comprehensive reports

Payment Processing

All payment gateways are capable of accepting credit cards, debit cards, ACH, and e-check payments. This applies to online, mail, telephone, and phone transactions. Esecurepay ensures fast funding with options for daily, weekly, and monthly payouts. Credit card and eCheck payments usually take four days of processing at the most, while offshore transactions can take a week.

E-commerce Integrations

Esecurepay makes it easy for merchants to integrate their payment solutions into their existing websites. The company provides customized plug-ins for different shopping carts like WooCommerce and Magneto, to name a few. It also provides API guidelines and resources for other integration considerations. That way, merchants do not need to build a new e-commerce store to incorporate the services.

Chargeback Prevent and Fraud Protection

The company’s payment gateways and systems are built with fraud and chargeback prevention tools. Some of these include data encryption, address verification, and IP blocking.

image of esecure pay fraud protection

Esecurepay Fees, Rates, and Pricing

Processing Fees

Esecurepay does not provide a range of fees on its website. It customizes its rates depending on the merchant. For a detailed proposal for your business, it is best to apply for an account online and wait for an agent to reach out to you.


Additional Fees

The company does not charge cancellation fees and monthly fees. Additionally, it guarantees a free system setup once a merchant is approved.

Hidden Charges

Based on its website, Esecurepay seems to be transparent with fees that the merchant should expect.


Esecurepay Complaints

Esecurepay has limited merchant testimonials online. That said, there don’t seem to be any complaints about the company.

Rip Off Reports

There are currently no reports that the company is a rip-off.

Other Complaints

There is no other information on complaints against the company.

image of esecurepay has no complaints

Esecurepay BBB Rating

Esecurepay is not an accredited company by the BBB.


Is Esecurepay Legitimate?

Esecurepay seems to be a legitimate company, mainly based on its website and features on a few review sites. Seeing as it is an Indian company, it mostly appears on PR articles from local websites. They mostly discuss the company’s international merchant services. Other than that, information about the company and its owners is limited. Hence, it is difficult to validate the extent of its reliability and professionalism.


There seem to be no reports of scams involving Esecurepay.


Likewise, there is no public information on any official lawsuits against the company.


Customer Reviews

Esecurepay does not feature merchant testimonials on its website, nor does it have any official Google reviews. However, it has been featured on several review websites. One website gave it a rating of 4 out of 5 stars based on six reviews. Respondents mostly laud the company for its fast application process and timely payouts.

image of esecure pay customer reviews


Esecurepay aims to help high-risk businesses with their payment processing needs. Its wide variety of payment gateways may specifically appeal to online businesses with international customers. Apart from setting up the system, the company promises low rates and easy application. The only caveat is its limited merchant testimonials and experiences. That said, it is best to contact the company directly to further discuss your requirements and expectations.

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