Fintech Merchant Accounts Review

July 30, 2022

Fintech Merchant Accounts offers high-risk payment processing. It provides solutions for all types of high-risk industries. These businesses do not get approval from traditional banks, credit unions, and other financial institutions. The company has vast experience in financial technology, making it an expert in high-risk payment processing.

Some of the businesses the company has worked with are the following:

  • Adult stores
  • Auto rental
  • Bail bonds
  • Betting
  • Binary options
  • Casino
  • Consumer credit reporting
  • Dating and escort services
  • E-cigarettes and vapes
  • Extended warranty

  • Firearms and ammunition
  • Forex
  • Horoscope/psychic services
  • Internet pharmacies
  • Offshore merchants
  • Replica handbags
  • Talent/modeling agencies
  • Travel agents
  • Wire transfer and money orders

image of fintech logo

Fintech Merchant Accounts offers speedy processing. Your business can start accepting alternative payments in no time. It can easily be integrated into major shopping carts, and the company also offers recurring billing software.


Fintech Merchant Accounts Merchant Services

Payment Processing

image of fintech payment processing

Fintech Merchant Accounts empowers high-risk businesses to accept all kinds of payments. Can you imagine doing business while only being able to process cash payments? Fixing that problem for high-risk industries is the goal of this payment processor. It provides a payment gateway for the card and non-card payments.

High-risk Merchant Account

Fintech Merchant Accounts specializes in high-risk businesses. Most high-risk industries mentioned above are not eligible for traditional merchant accounts. These are businesses with a huge chargeback risk. Fintech Merchant Accounts promises that it does not charge exorbitant fees despite the risks.


In-house Financing

It is always hard for high-risk businesses to get financing from traditional lenders. Fintech Merchant Accounts solves that predicament by offering in-house financing to grow your business or practice. Financing is offered to the following:

  • Cosmetic dental practices
  • Elective surgery practitioners
  • Optometrists
  • Veterinarian practices

  • Law offices
  • Skilled service traders
  • HVAC technicians
  • Seller financing

image of fintech in house finance

Fintech Merchant Accounts Fees, Rates & Pricing

Processing Fees

Fintech Merchant Accounts does not publish its fees, rates, and pricing on the website. It invites merchants to inquire using a form on the website so that the company can send quotations.

Additional Fees

There is no information about any additional fees.

Hidden Charges

There is also no information on the web about whether Fintech Merchant Accounts has hidden charges.



Fintech Merchant Accounts Complaints

There are no formal complaints against Fintech Merchant Accounts. Even after a thorough search on the web, there seems to be no mention of the company on any website. There are no complaints or reviews about this payment processing company.

Rip Off Reports

There are no rip-off reports about Fintech Merchant Accounts.

Other Complaints

image of fintech has no complaints

There are no other complaints about Fintech Merchant Accounts.


Fintech Merchant Accounts BBB Rating

Fintech Merchant Accounts is not listed on the Better Business Bureau (BBB). Because of this, it has no accreditation and no rating. The company does not have any reviews or complaints on the site.

BBB is an accrediting agency that gives a rating between A+ and F to all types of companies. Merchants and customers like checking these ratings when they want to know about a company’s legitimacy. However, it is essential to remember that BBB is not the only accrediting body for companies, including payment processors.

BBB Reviews

Fintech Merchant Accounts has no reviews on the BBB website.


Is Fintech Merchant Accounts Legitimate?

Unfortunately, Fintech Merchant Accounts doesn’t have much of a presence on the internet and social media. While it has a website, it doesn’t have any other page than that. It has no Facebook, Twitter, or Instagram accounts. It doesn’t even have a LinkedIn or other business networking site profile.

After a thorough search on the internet, there is no mention of it on trusted online communities, forums, or review sites, either.

ScamAdviser gave Fintech Merchant Accounts’ site an average to good trust rating of 86/100. This means that the website is safe to browse and not a scam.

image of scamadviser reviews

These are the positive highlights of the website:

  • The website has been around for some time.
  • The SSL certificate is valid.
  • The site is not a shop scam.
  • The site offers a money-back guarantee.

The negative highlights of the website are:

  • The website’s owners hide their identity using WHOIS.
  • The website has few visitors.
  • The website doesn’t have reviews.
  • The website has words referencing multi-level marketing.


Fintech Merchant Accounts does not have any scam reports.


There are also no lawsuits filed against Fintech Merchant Accounts.


Fintech Merchant Accounts Customer Reviews

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Unlike other payment processors, Fintech Merchant Accounts does not have client testimonials available on its site. After checking common review sites and online forums, no review can be found about the company.



It is hard to recommend Fintech Merchant Accounts because there is not much information about the company. Despite claiming that it offers services to high-risk merchants, it does not have any positive reviews to back up that claim. More, merchants aren’t even talking about the payment processor online. They have made no mention of it to either recommend or warn against it.

While you can still check out the company’s services, it’s better to clarify all your concerns first. You can also ask for recommendations from other merchants or check out our other reviews to see if you can find better alternatives.

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