Green Pay Merchant Services Review

June 28, 2022

Green Pay Merchant Services, also called Green Pay, is a merchant service provider for high-risk businesses. It offers credit card processing solutions, including e-commerce gateways, wireless terminals, countertop terminals, and offshore options. Merchants also benefit from dedicated customer support, innovative technology, and competitive rates.

Below is an overview of merchant services offered by Green Pay Merchant Services:

  • High-risk merchant accounts
  • Offshore merchant accounts
  • Payment gateway and virtual terminal
  • Countertop, mobile, and wireless terminals
  • Payment processing
  • E-commerce integrations
  • Chargeback and fraud prevention


Green Pay Merchant Services Merchant Services

High-Risk Merchant Accounts

Green Pay works with several banks to secure merchant accounts for high-risk and high-volume businesses. It guarantees a fast application process and a 98.7% approval rate. Account setup is free, after which most merchants can process payments within 48 hours.


Offshore Merchant Accounts

Green Pay also offers offshore merchant accounts for international payments. The primary advantage of merchants is unlimited processing volumes and lower rates versus domestic merchant accounts. As expected, the approval process is longer than usual and typically takes 3 to 4 weeks.

Payment Gateway and Terminals

Green Pay’s merchant account supports payment processing for e-commerce, retail, and MOTO merchants. For e-commerce businesses, it can connect with various payment gateway options. Green Pay offers a free setup for For retail businesses, the company provides physical terminals. This includes countertop terminals, PIN Pad devices, EMV Smartchip technology, and wireless terminals.



For mobile merchants, they can choose between physical terminals, tablet POS terminals, and mobile applications. Lastly, MOTO terminals will have access to a virtual terminal.

Payment Processing

Green Pay provides all these payment systems to enable payment processing. Merchants can accept credit cards, debit cards, ACH payments, and e-checks. Acceptable credit cards are Visa, MasterCard, Discover, and American Express. The company guarantees next-day funding for all card types.

Alternative payments are supported as well. This includes loyalty cards, gift cards, and fleet cards like Voyager, Fuelman, and WEX.


E-commerce Integrations

Green Pay’s payment gateway is compatible with major shopping carts like Shopify, Magneto, BigCommerce, and WooCommerce. It also offers CRM integrations. Another option is to integrate via API.

Chargeback and Fraud Prevention

Green Pay specializes in high-risk industries, which means chargeback and fraud prevention are top priorities. Its payment systems are equipped with security standards like PCI-DSS compliance and SSL security. Other features include end-to-end encryption, address verification, and an advanced fraud detection suite. Payments also go through verification features like Verified by Visa and MasterCard SecureCode.



Green Pay Merchant Services Fees, Rates, and Pricing

Processing Fees

Green Pay Merchant Services does not provide its full pricing on its website. However, it does mention some processing fees for retail payments. Keep in mind though that exact rates will still depend on the merchant’s industry, risk profile, and other considerations.

  • Swipe rates start at 0.39%
  • Gas station swipe fees can go as low as $0.02 per transaction

Additional Fees

Green Pay does not charge merchants for account setup or application. Some retail merchants may also be eligible for free credit card terminals. Other than this, the company does not disclose other additional fees. Since Green Pay does not require long-term contracts, monthly fees may be a possibility.

Hidden Charges

Green Pay claims to offer transparent fees and no hidden charges. However, since it does not disclose all its rates and fees, interested merchants should discuss pricing terms with the company in detail.


Green Pay Merchant Services Complaints

Based on online research, there seem to be no complaints about Green Pay Merchant Services. It is likely due to the lack of customer reviews.


Rip Off Reports

There don’t seem to be any rip-off reports about the company.

Other Complaints

The same goes for all other types of complaints.


Green Pay Merchant Services BBB Rating

Green Pay Merchant Services does not seem to be an accredited company by the BBB. Though there are accredited companies with a similar name, it is unlikely that they are the same company.

BBB Reviews

Green Pay does not have BBB reviews, nor does it have a BBB profile page.


Is Green Pay Merchant Services Legitimate?

Green Pay Merchant Services seems to be a legitimate company. While not much information about the company is available online, its website seems to prove its credibility and professionalism. For one, it mentions the company’s experience of over 10 years in the industry.

You can find a few testimonials from satisfied merchants. The website also shows a vast assortment of payment services and industry-specific solutions. It also includes the company’s address in New Jersey and other contact details.

Outside its website, we have found a few PR articles about Green Pay Merchant Services. It appears in CheapestMerchantAccounts with an overall rating of 4.5 stars.


Green Pay does not seem to have any accusations of being a scam or fraud.


Likewise, it does not seem to be involved in any lawsuits or legal complaints.


Green Pay Merchant Services Customer Reviews

Green Pay Merchant Services has customer testimonials on its website. They mostly thank the company for its reliable customer service and proper handling of merchant accounts. They also praise the company for its smooth and efficient application process.


Outside its website, Green Pay does not have any customer reviews.



Overall, Green Pay Merchant Services has an impressive offering of merchant accounts and services It targets high-risk and offshore businesses with specialized payment solutions. It is worth noting that the company has a very limited online presence. However, interested merchants can take a look at its website for customer testimonials.

As an added safeguard, you can contact the company directly to discuss any issues or ask about their previous experiences.

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