High Risk Payment Pros Review

August 4, 2022

High-Risk Payment Pros is a company that specializes in merchant services for high-risk industries. It offers focused payment solutions for all types of business models, including e-commerce, retail, and business-to-business. It aims to empower merchants to grow their companies through a secure and full-featured payment system.

image of high risk payment pros logo


Below is an overview of merchant services offered by High-Risk Payment Pros:

  • High-risk merchant accounts
  • High-risk payment gateway
  • Chargeback management
  • Fraud prevention

Apart from its services, the High-Risk Payment Pros website does not contain the company’s history, experiences, or merchant testimonials.


High-Risk Payment Pros Merchant Services

High-Risk Merchant Accounts

High-Risk Payment Pros specifically caters to high-risk businesses that have trouble securing payment services from traditional banks and processors. This roadblock can prevent such businesses from growing their customer base. As a solution, the company helps high-risk businesses apply for a high-risk merchant account. Once approved and set up, merchants can begin processing credit card payments.

High-Risk Payment Pros works with a network of acquiring banks to guarantee fast approval and affordable rates. Based on its website, some merchants can get approved within 6 hours.

image of high risk payment pros high risk merchant accounts

High-Risk Payment Pro can provide merchant accounts to the following high-risk industries:

  • Adult
  • Airlines
  • Bad Credit
  • Business Opportunities (BIZOP)
  • CDB and Hemp
  • Collection Agencies
  • Continuity
  • Cruise Lines
  • Cryptocurrency
  • Dating
  • Debt Repayment
  • Digital Downloads
  • Electronic Cigarettes and Vape
  • Fantasy Sports


image of high risk payment pros merchant accounts

High-Risk Payment Gateway

For e-commerce merchants, in particular, High-Risk Payment Pros provides a high-risk payment gateway. This system essentially enables merchants to process credit card and debit card payments through their online store. It also includes a variety of robust and high-tech features.

  • Credit card processing

The payment gateway accepts payments from major credit card companies like Visa, MasterCard, American Express, and Discover.

  • ACH payment processing

Merchants can also accept check payments through the ACH (Automated Clearing House) network. Low transaction fees and fast funding are guaranteed through this method. Additionally, this option will allow merchants to cater to more customers.

  • Recurring Billing

Merchants can set up a recurring billing payment scheme for their customers. They simply select a payment schedule and input the customer’s card details. The system will automatically collect payments and consequently improve the merchant’s cash flow.

  • Customer Vault

image of high risk payment pros customer vault

Merchants can store their customers’ credit card information in a customer vault. It is a security measure that protects sensitive data from fraud. Additionally, data can be retrieved during the customer’s next purchase.

  • Inventory Manager

Merchants can offer promotions on their products and services through the gateway. They can apply discounts and price-offs on invoices.

  • Quickbooks Integration

Merchants can export reports and integrate them into Quickbooks. This will allow customers to view and analyze past transactions, as well as use them for accounting purposes.

High-Risk Payment Pros provides merchants with API documents for easy integration into the merchant’s e-commerce websites. It is worth noting that the company does not mention plug-ins for shopping carts, which most payment providers offer. If you are not tech-savvy with API language, this may be a concern for you.

The payment gateway is also applicable for high-risk mobile and retail merchants. The company will provide physical and virtual terminals to process orders.

Fraud Prevention

High-Risk Payment Pros mentions fraud prevention as one of its services. It helps merchants spot anomalous and suspicious transactions. Apart from this, the company does not mention specific tools or programs to protect merchants against fraud.

image of high risk payment pros fraud prevention

Chargeback Management

High-Risk Payment Pros also protect merchants against chargeback through an alert system. Once a customer disputes a transaction, the merchant will receive a notification. This will allow them to dispute the claim before chargeback fees are incurred.


High-Risk Payment Pros Fees, Rates, and Pricing

Based on the website, High-Risk Payment Pros guarantees rates as low as 2.49% for high-risk merchant accounts. That said, we assume that rates will vary depending on the type of business and high-risk industry. It is best to contact the company directly for a quote.


High-Risk Payment Pros Complaints

Given that High-Risk Payment Pros has no published reviews, it similarly does not have reports on complaints.

Rip Off Reports

There are currently no rip-off reports against High-Risk Payment Pros.

Other Complaints

Similarly, there is no information on complaints against High-Risk Payment Pros.


High-Risk Payment Pros BBB Rating

High-Risk Payment Pros does not have a BBB profile page.

BBB Reviews

The BBB website doesn’t feature any reviews on High-Risk Payment Pros.


Is High-Risk Payment Pros Legitimate?

The presence of a company website and contact details is the only online proof of the company’s legitimacy. Apart from that, information about the High-Risk Payment Pros is limited. There is no mention of its company history, nor is it featured in other websites or news articles.

image of is high risk payment pros legitimate


Based on online research, there seems to be no history of scams against High-Risk Payment Pros.


There is also currently no information on lawsuits against High-Risk Payment Pros.


Customer Reviews

High-Risk Payment Pros does not have any customer testimonials or ratings on its website or other online review sites.



Based on its website, High-Risk Payment Pros is backed by a wide assortment of merchant services for high-risk industries. However, it seems to offer minimal support against fraud and chargeback, which is an important consideration for high-risk merchants.

Moreover, there are no independent reviews or testimonials to back up its claims.

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