Limitless Payment Solutions Review

June 1, 2022


Limitless Payment Solutions specializes in high-risk merchant accounts and credit card processing. Its company name supports its objective of providing limitless solutions to all business types. It highlights fast approvals, 24/7 customer support, and chargeback protection as its main selling points.

Below is an overview of merchant services offered by Limitless Payment Solutions:

  • High-risk merchant accounts
  • Offshore merchant accounts
  • Credit card processing
  • Check processing via ACH and Check21
  • Payment gateway and POS terminals
  • E-commerce integrations
  • Fraud prevention


Limitless Payment Solutions Merchant Services

High-Risk Merchant Accounts

The primary service of Limitless Payment Solutions is high-risk merchant accounts. It offers domestic and offshore merchant accounts depending on your needs. The company has partnerships with 20 processors to find the best solutions and rates. It handles the entire process from comparing acquiring banks to applying for an account. Merchants can also benefit from multiple merchant accounts.



Limitless Payment Solutions guarantees a 99% approval rate. In most cases, domestic accounts are approved within 48 hours of submitting all necessary paperwork. An easy application form is available on its website.

Payment Gateway and Terminal

Merchant accounts include the necessary payment systems to process payments. These include a virtual terminal and payment gateway for e-commerce businesses, and physical terminals and card readers for retail and mobile businesses. With these options, merchants can accept online, card-not-present, and in-person transactions.

Payment Processing

With Limitless Payment Solutions, merchants can process credit cards, debit cards, and check payments.

For check payments, the company offers ACH processing and check21 processing. ACH payments allow for lower processing fees and fast bank-to-bank transfers. Check21, on the other hand, is a good option for reducing chargeback ratios.

Merchants also have access to other features for a more seamless payment process. These include recurring billing setup, invoicing, and customer management.

In terms of payout, most merchants can receive funds within 48 hours. The exception is offshore accounts, which typically have fund deposits once a week.


E-commerce Integrations

Limitless Payment Solutions provides integrations with various shopping carts and website platforms. It claims to support all types, however, it does not provide a list of possible integrations.

Chargeback and Fraud Prevention

Merchant accounts also include chargeback and fraud prevention programs. However, the company does not mention the exact tools and features.


Limitless Payment Solutions Fees, Rates, and Pricing

Processing Fees

Limitless Payment Solutions prides itself on finding the best deals for merchants. It works with banks and processors to provide the lowest possible rates based on your industry, risk level, and other factors. It mentions a range between 3% and 8% but actual rates vary per merchant.

Additional Fees

The company promises a free account set up for most merchants. Offshore merchant accounts may have a setup fee, which the company will disclose beforehand.

It does not disclose fees for other services, terminals, and monthly maintenance. Early termination fees are unknown as well.

Hidden Charges

It is unclear whether Limitless Payment Solutions has a history of charging hidden fees. That said, it is best to discuss pricing details directly with the company.


Limitless Payment Solutions Complaints

Rip Off Reports

There don’t seem to be any reports accusing Limitless Payment Solutions of being a rip-off, scam, or fraud.




Other Complaints

The same goes for all other types of complaints.


Limitless Payment Solutions BBB Rating

Limitless Payment Solutions is not an accredited company by the BBB.

BBB Reviews

Since it’s not accredited by the BBB, the company does not have any BBB reviews, nor does it have a BBB profile page.


Is Limitless Payment Solutions Legitimate?

While online information about Limitless Payment Solutions is limited, it seems to be a legitimate company. It was established by Marty Carroll and has its headquarters in New York. According to its website, it has worked with thousands of businesses. It also claims to have over 20 years of experience in merchant services. The website includes blog articles about the merchant service industry. They are written by the owner and show his knowledge and experience.

Apart from its website, the company appears in a few PR articles. It has not been reviewed by popular merchant blog sites, but it has a few Google reviews from customers.


Limitless Payment Solutions does not seem to be involved in any reports of scams or fraud.


Similarly, there don’t seem to be any lawsuits or legal complaints against the company.


Limitless Payment Solutions Customer Reviews

Customer reviews about Limitless Payment Solutions are limited but highly favorable. It has nine Google reviews with an average rating of 5 stars. They praise the company for helping them secure high-risk merchant accounts without hassle. Many of them commend the company’s owner, Marty, for his knowledge, professionalism, and friendly personality. Several reviews come from merchants who have been working with the company for years.



Overall, Limitless Payment Solutions seems to be a worthwhile option for high-risk merchants. It has connections with global processors to help businesses secure a merchant account, whether local or international. It also offers check processing, which certain industries may appreciate. Moreover, it is supported by 20 years of experience and positive customer reviews. This assures merchants of industry knowledge and professionalism.

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