Merchant Equipment Store Review

August 12, 2022

Merchant Equipment Store Review

Merchant Equipment Store is one of the largest merchant equipment suppliers in the country. It is servicing a wide range of industries. The company has been around since 1997. It provides payment processing solutions to retail and e-commerce stores.

Merchant Equipment Store also provides businesses with credit card terminals, wireless terminals, processing software, EMV terminals, and many other payment processing equipments.

The company can set up domestic and offshore merchant accounts, depending on what your business needs. Merchant Equipment Store also sells supplies and accessories such as printer ink, receipt paper, and smartphone accessories.



Merchant Equipment Store Merchant Services

Credit Card Processing

Merchant Equipment Store can give your business the power to process credit and debit card payments. Its terminals accept all major banks. The company has experience providing credit card payment processing services to single proprietorships and billion-dollar e-commerce sites.

The company provides services for retail stores and restaurants. Their services allow these businesses to process payments with credit card terminals. Merchant Equipment Store also has keyed entry and mail and telephone order processing. The latter allows businesses to process card payments by phone.

For companies that process payments in non-traditional store settings, Merchant Equipment Store can provide mobile processors.

image of merchant equipment store credit card processing

Offshore Credit Card Processing

This service is for companies not based in the United States. Businesses that cannot be approved for domestic merchant accounts can also benefit from Merchant Equipment Store’s offshore merchant services. The company works with several offshore processors. It can provide clients with offshore credit card processing solutions.

Payment Gateway

E-commerce business needs payment gateways to process credit card payments. Merchant Equipment Store supports different processing platforms. It also has a simple API integration and retail swipe integration. The company also offers Quickbooks exportation.


If your business already has an existing shopping cart, Merchant Equipment Store’s payment gateway is also compatible with most shopping cart systems.

Check Processing and ACH

image of merchant equipment store check processing

Some customers do not want to use their credit cards for purchases. This is where an automated clearing house or ACH can come in. Merchant Equipment Store can provide ACH services to allow businesses to process electronic checks in real-time. While it is not the most convenient way to receive payment, it’s a payment method that many customers are comfortable with.

Merchant Mobile

A wireless or mobile payment processing system will allow your business to accept payments in non-traditional settings. Businesses that join trade shows, events, and exhibits will benefit from this. The system doesn’t need a phone line or Internet connection. It also works with iPhones and Android phones.

Gift and Loyalty Card Program

Merchant Equipment Store can also set up a gift card program for businesses. Customers can fund the gift card through the credit card machine. Gift cards are a great marketing technique. A study showed that more than 61% of gift card recipients spend more than the original amount of the card.

image of merchant equipment store loyalty card

Merchant Equipment Store Fees, Rates & Pricing

Processing Fees

Merchant Equipment Store does not publish its processing fees on its website. There is also no information about its fees on any review sites, including Yelp. Fees and charges for payment processing services vary depending on the sales volume, business type, and credit standing of the business.


Traditionally, online and telephone transactions require higher fees compared to in-store payment transactions. The riskier the transaction is, the higher the fees will be.

Additional Fees

There are no reports about Merchant Equipment Store having additional fees.

Hidden Charges

No information can be found about Merchant Equipment Store’s hidden charges.

image of merchant equipment store has no hidden charges

Merchant Equipment Store Complaints

Rip Off Reports

There are no reports about the Merchant Equipment Store being a rip-off.

Other Complaints

There are also no other complaints about Merchant Equipment Store.


Merchant Equipment Store BBB Rating

The Better Business Bureau (BBB) rating shows if the business is reputable and legitimate. The bureau bases its rating on customer reviews. The BBB said that Merchant Equipment Store is an accredited business with an A+ rating. It has been accredited since 2004.

image of bbb rating


BBB Reviews

There are no customer complaints and complaints filed against the company based on the BBB website.


Is Merchant Equipment Store Legitimate?

The company has been around since 1997, so it appears legitimate. As previously mentioned, the Merchant Equipment Store has also been accredited by the BBB since 2004. This proves that the company is a legitimate corporation operating to provide payment processing services to brick-and-mortar stores and online shops.


There are no reports of scams involving the Merchant Equipment Store. In fact, the company even wrote about scams and fraud on the blog page of its website.

However, a couple of customers had negative reviews of Merchant Equipment Store. One even called it fraudulent. According to the review, Merchant Equipment Store processed $12,000 worth of transactions only for them to end up being rejected by the bank. The client said Merchant Equipment Store withdrew the $12,000 from their business account even though the bank never processed it.

Another client said that Merchant Equipment Store double-charged 90 of their credit card transactions. The company supposedly wasn’t helpful at solving the problem. The review said Merchant Equipment Store was “unprofessional and uncooperative.”


According to search engines, Merchant Equipment Store is not facing any class-action lawsuit.


Merchant Equipment Store Customer Reviews

image of merchant equipment store customer reviews

On its website, Merchant Equipment Store has a link to a review website showing it to have a 3.91 out of five stars rating. Most of the reviews talked about the company’s great customer service. Some also said that the website was easy to navigate. They also said the pricing was fair. There was, however, one customer who said that Merchant Equipment Store did not deliver on time the items he ordered.



Merchant Equipment Store is a legitimate company. It provides domestic and offshore payment processing services. The company can help in expanding your business services. It helps businesses receive credit cards and e-checks as payment.

Though the company did not publish its rates and fees, potential clients can ask for a customized quotation through the company’s website.

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