Nummuspay Review – A Complete Guide

May 22, 2022

Nummuspay aims to be an all-in-one billing solution for businesses to accept online payments. The company provides merchant accounts and other payment services for a seamless e-commerce experience. Its payment processing features include payment gateway integrations, global currencies, subscription management, fraud prevention tools, and more. Merchants can choose among different pricing plans based on what is most suitable for their business.

Learn more about Nummuspay with this comprehensive review of its services and rates.



Nummuspay caters to e-commerce businesses. Although the company does not single out high-risk merchants, it claims to accept most industries. Its merchant services include secure payment processing and global payment capabilities. The company also offers different pricing schemes, which may appeal to high-risk merchants.


Interested businesses can request a quote for a merchant account through the website. You can also create a free test account, which will give you a chance to try out its services.


Nummuspay Services

Here is a quick overview of merchant services offered by Nummuspay.

Merchant Accounts

Nummuspay makes it easy for e-commerce businesses to apply for a merchant account. It provides a quote upon request and an option to try its services for free. The company also works with most industries and offers different pricing plans to suit your business.

Once your merchant account is approved and set up, you will have access to various payment options, integrations, and tools.

Payment Gateway Integrations

Nummuspay has partnerships with over 10 payment providers, which allows you to choose the best payment gateway for your e-commerce business. Options include BlueSnap, Stripe, PayPal, Authorize.Net, 2Checkout, BitPay, Payeezy, VivaPayments, Braintree, AsiaPay, and PayUmoney. The company also has its own Nummuspay gateway.

Payment Processing

Depending on the payment provider you choose, you can accept various payment types. These include credit cards, ACH payments, e-checks, e-wallets, and other alternative methods.


Major credit card brands are usually accepted, such as Visa, MasterCard, American Express, Discover, JCB, Diners Club, and Union Pay. Some payment providers also accept debit cards from MasterCard and Visa.

For alternative payment types, some gateways support Apple Pay, Android Pay, Google Pay, Alipay, WeChat Pay, Giropay, Paypal, Stripe, and more. If you choose the Nummuspay or BlueSnap gateways, you can also accept bank transfers, wire transfers, e-checks, and ACH payments.

Global Payments

Similarly, merchants can accept payments from global currencies depending on the gateway. Payments will then be converted into your local currency.

Subscription Management

Nummuspay offers robust solutions for merchants in the subscription and software industries. Its merchant portal includes features for one-time purchases, subscription-based purchases, and automated recurring billing. You can also create coupons, discounts, memberships, and free trials to increase customer retention. Detailed reports are available as well.

Additionally, merchants can create a self-service platform for their customers. They can view their subscription plans, upcoming payments, and transaction history.

E-Commerce Integrations

Nummuspay offers various options to integrate its payment solutions into your e-commerce website.

For one, you can integrate via the Nummuspay API. The company provides documentation for developers.


For non-developers, an easy option is to create a checkout page. It allows you to customize your features and add them to your existing website. Alternatively, you can also create a hosted checkout page. The Nummuspay payment form can be linked or embedded on your site.

Security Features

Nummuspay assures merchants of secure payment processing. Its solutions are equipped with features like two-factor authentication and end-to-end encryption. It also works with trustworthy cloud hosting providers like Google Cloud, Amazon web services, and Microsoft Azure. It is also a PCI Service Provider and complies with industry security standards.


To prevent fraud and chargebacks, Nummuspay provides several solutions. It informs you of disputes and helps you settle issues with customers. It also provides a clear picture of cardholder information, country codes, IP address, and more.


Nummuspay Rates

Nummuspay promises transparent and straightforward pricing for its services.

For starters, merchants can sign up for a free account to use its platform. Once you start processing payments, you will pay 2.5 percent of your revenue plus a $0.10 fee per transaction. Your free account comes with the following features:

  • Unlimited payment gateways
  • Processing of multiple payment methods
  • Support for ACH, e-check, and SEPA payments
  • Two-factor authentication
  • Fraud management tools
  • Subscription management tools
  • Flexible subscription plans
  • Invoicing capabilities

  • Custom checkout pages
  • Options to offer coupons, discounts, add-ons, and free trials
  • E-commerce integrations via APIs
  • Reports and analytics
  • PCI compliance
  • Multi-currency and multi-language features
  • Tax management
  • And many more

To get more features, you can choose between three plans – Startup, Growth, and Enterprise. Each plan comes with customized pricing, which you can ask the company about. They also come with additional services depending on what you choose. These include advanced fraud and chargeback management tools, other integration and customization options, and more.


High-Risk Industries Nummuspay Serves

Nummuspay caters to e-commerce merchants in need of payment solutions. It does not provide a list of specific high-industries it can work with. It is best to contact the company to find out if you are eligible for its services.

Other Notable Features of Nummuspay’s High-Risk Merchant Accounts.

Revenue Retention

Nummuspay has systems in place to ensure transactions are successful. It reminds customers of upcoming payments and pending card information. It also automatically converts payments into your customer’s local currency. Merchants can also customize emails to send to customers.

In case of payment failure, it has an automatic retry option to help secure payments.

Reports and Analytics

Merchants can expect robust reporting capabilities with Nummuspay. These include analytics on sales revenue, refunds, customer growth, subscription renewals, churn rate, and more. Merchants can also view transaction history based on a specific customer group or profile.


Online Invoices

Online invoicing is another feature of the merchant platform. You can customize invoices, set up manual or automated billing, send emails, review invoice status, and more.

Tax Management

Merchants will benefit from automated tax calculations with Nummuspay. Apart from viewing your sales revenue, you will see the appropriate sales tax per customer. You can adjust settings by defining rates, removing taxes from certain products, and more.

For merchants in EU territories, the company provides an auto-verification feature. This allows merchants to add their tax registration numbers to the payment system. If you’re a B2B merchant, the company can help you define VAT amounts and automatically deduct tax payments.

Marketplace Payment Solutions

Nummuspay provides special solutions for merchants operating a marketplace. You can manage payments related to customers, partners, and vendors in one place. 


Nummuspay Reputation and Reviews

Nummuspay was established in 2018 by Savvas Koutroullis, who currently sits as the company’s CEO. Before starting the company, his experience includes technology and software development. Although relatively new, the company appears in several PR articles and technology websites. The company also boasts a wide network of payment providers and partners.

Nummuspay has mostly positive reviews based on its online presence. It has a 5-star rating on Google, a 3.8-star rating on Saasworthy, and a 2.5-star rating on G2. While most customers gave the company a 5-star rating, one customer left several negative reviews about the company.


Positive reviews praise Nummuspay for its efficient services, easy integrations, and reliable customer support. They also highlight its subscription solutions and robust billing features. Several merchants thanked the company for its easy merchant account application process.

As for negative reviews, one customer complained about the company being a scam. He complained about sudden charges to his account. Nummuspay has responded to this complaint to clarify the reason for these charges. It is unclear whether the issue has been resolved.



Nummuspay provides innovative solutions for e-commerce payment processing. For one, it offers various payment gateway integrations with reputable providers and industry leaders. It also enables merchants to process multiple payment types and global currencies.

Another notable service is the company’s subscription management solution. It makes use of cutting-edge technology to offer advanced capabilities for one-time and recurring payments. Merchants will also benefit from unique features like tax management, revenue retention, and more.

The company’s flexible pricing is also worth highlighting. It offers startup and enterprise pricing models to cater to different business sizes and types.

Overall, e-commerce merchants may find success with Nummuspay and its services. While it has only been around for a few years, positive customer reviews are a sign of competence and credibility. You can start with a free account to gauge whether the company is right for you.

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