Radiant Pay Review

May 25, 2022

Radiant Pay empowers small, medium, and large enterprises to accept card payments. The company said it is a one-stop shop for all merchant services, especially regarding traditional and alternative payment methods.

But if there’s one thing that Radiant Pay is most proud of, it is its range of services for high-risk industries. Even for high-risk companies, Radiant Pay promises quick and easy approval. Here’s a list of the businesses that the company caters to:

  • Adult
  • Travel
  • Software
  • Legal firms
  • Forex
  • Cryptocurrency
  • Dating websites
  • Online gambling

  • Advertising and marketing
  • Social networking
  • Technology
  • Retail
  • Financial services
  • Health and wellness
  • Tobacco and e-cigarettes

Radiant Pay has years of experience in global brands. In fact, it promises to know the ins and outs of the international market. That’s why it knows what kind of products and services to offer to merchants because these are what the clients need.


Radiant Pay Merchant Services

Credit Card Payment Processing

No business should miss out on accepting credit card payments. Radiant Pay helps set up an account that allows businesses to process traditional card payments. The company is an accredited partner of most major card companies so that merchants can offer this service to their customers.

High-risk Payment Processing

Many businesses cannot get approval from acquiring banks because they are considered high-risk. This is what Radiant Pay specializes in. The company can provide payment solutions to high-risk businesses, such as adult entertainment, tobacco, and online gambling and dating industries.

Offshore Merchant Account

If you want to globalize your business, look no further than offshore merchant accounts. Unfortunately, not all companies qualify for offshore accounts. Radiant Pay can link businesses to international banks that set up offshore merchant accounts.

Check Processing

Many customers are still not comfortable with using cards for their purchases. Instead, they would issue a check and let the bank deduct the funds from their accounts. However, not all businesses can process checks. Only those with an automated clearing house (ACH) can. Radiant Pay can provide merchant access to ACH.

Online Banking Payments

Similar to the check process, businesses must be able to accept online bank payments, too. This is advantageous to the merchants because the funds will be credited immediately to their accounts. Merchants should start accepting online bank payments as soon as possible with the help of Radiant Pay.



Radiant Pay Fees, Rates & Pricing

Processing Fees

Radiant Pay does not publish its processing fees, rates, and pricing.

Additional Fees

There is no information if Radiant Pay has additional fees.

Hidden Charges

No information about Radiant Pay’s hidden charges can be found.


Radiant Pay Complaints

There are no formal complaints against Radiant Pay.

Rip Off Reports

No one has called Radiant Pay a rip-off.

Other Complaints

There are no other complaints against Radiant Pay. The only complaint some merchants have is the lack of more detailed information about the business.


Radiant Pay BBB Rating

Radiant Pay is not listed on the Better Business Bureau (BBB) website. It is not accredited or rated by the bureau.


BBB Reviews

Since it is not listed or accredited by the bureau, there are no reviews or complaints about Radiant Pay on the BBB website.


Is Radiant Pay Legitimate?

Radiant Pay has been in business since 2010, according to its LinkedIn profile. It also has pages on Facebook and Twitter. However, both pages haven’t been updated for some time now. This is no reason to judge Radiant Pay as not being a legitimate business since it has relatively positive customer reviews.

Unfortunately, ScamAdviser said there might be a small chance that Radiant Pay’s website is risky. It gave Radiant Pay’s website a reasonable trust score of 66/100. The only positive highlights ScamAdviser said about Radiant Pay are the money-back guarantee and that the website is very old.


The negative highlights are as follows:

  • The website’s owner is hiding his identity.
  • It has a low Alexa rank.
  • It has a high number of spammers and fraud sites.
  • It has high-risk cryptocurrency services.
  • The website offers anonymous payment methods.

It doesn’t seem like Radiant Pay is a scam despite the low trust rating of the website. There are also no scam reports about it.


There are no lawsuits filed against Radiant Pay.


Radiant Pay Customer Reviews

Radiant Pay has one review on Offshore Reviews and 34 on Facebook. The merchant on Offshore Reviews said that the company was given different options and alternatives for payment methods. On Facebook, Radiant Pay received a five-star rating in all 34 reviews.

The merchants raved about Radiant Pay’s commitment and professionalism. They also commented on the company’s dedication, especially in solving payment methods for offshore workers. One merchant said that Radiant Pay helped his friend’s company pay its staff, who were living in three different countries.

Another merchant mentioned that Radiant Pay helped her company process card and checks payment in an instant. The rest of the reviews gave the company five stars.



Radiant Pay seems to be a good payment processor and merchant provider. It has very positive reviews on social media, and it also has a vast experience in the industry. If you are looking for a high-risk payment processor, you might want to put Radiant Pay on top of the list. However, you have to be careful when browsing the website because it didn’t receive a high trust rating from ScamAdviser. Some scrupulous individuals can use this to steal sensitive data.

  • 0
  • Share:

Leave A Comment

You must be logged in to post a comment.