Smart Payment Solutions Review

June 7, 2022

Smart Payment Solutions boasts of its extensive knowledge in the payment solutions industry. Since it has been in business for more than a decade, the company has worked with many different types of business, including retail, restaurants, and hospitality. The company worked with these businesses:

  • Retail.
  • Restaurants.
  • Hospitality.
  • Pharmacies.
  • CBD retailers.
  • E-commerce.

Apart from the highly developed processing system, the company promises transparent fees and dedicated customer support. Smart Payment Solutions has a range of POS terminals to help businesses manage their inventory well. Upgradeable terminals and devices are also available. More, the company helps merchants avoid fraudulent charges and hefty chargeback fees.


Smart Payment Solutions Merchant Services

Merchant Accounts for CBD Businesses

CBD businesses often have a hard time getting approved for a merchant account. Their businesses are considered high-risk. If they do not have a merchant account, there’s no way they can accept card payments and other alternative payment methods. Smart Payment Solutions offers an easy and quick solution to this problem.


High-risk Payment Processing

Since CBD retailers are considered high risk, it is safe to say that Smart Payment Solutions provides services for high-risk businesses. The company offers both traditional and modern payment solutions.

Chip Readers Integration

Almost all merchants need credit card terminals with chip reader technology. These are necessary devices to upgrade point-of-sale (POS) systems everywhere. The EMV chip protects against fraudulent charges and ensures easy payment transactions.

Contactless Payments

Smart Payment Solutions also provides the ability for businesses to accept mobile payments, tap-to-pay bank cards, Apple Pay, and Google Play. Contactless payments have become more crucial because of the pandemic. Companies will have difficulty expanding their markets if they cannot process payments online and via phone.

Equipment Rental

Most wired and wireless terminals come free with Smart Payment Solutions’ packages. However, those who like to upgrade their terminals can do so with additional monthly payments. The company carries these brands — Clover, First Data, Dejavoo, and Ingenico.


Smart Payment Solutions Fees, Rates & Pricing

Processing Fees

Smart Payment Solutions doesn’t specifically explain its pricing scheme on the website. It only talked about its Interchange Plus Program, which they promised to be between 2.4% and 2.9% instead of the usual 2% and 4%.

The company also has a 0% Cash Discount Program, a Save + Rebate, and a flat rate program.


Additional Fees

There is no information that Smart Payment Solutions have additional fees.

Hidden Charges

There is no information that Smart Payment Solutions have hidden fees.


Smart Payment Solutions Complaints

There are no formal complaints filed against Smart Payment Solutions.

Rip-Off Reports

No one has called Smart Payment Solutions a rip-off.

Other Complaints

There are no other complaints about Smart Payment Solutions. In fact, it received good reviews from customers.


Smart Payment Solutions BBB Rating

Smart Payment Solutions is listed on the Better Business Bureau (BBB) website. However, it is not accredited by the bureau and does not have reviews, complaints, or ratings. As you know, BBB accredits companies, including payment processing service providers. The company also gives a rating between A+ and F.


BBB Reviews

There are no reviews about Smart Payment Solutions on the BBB website.


Is Smart Payment Solutions Legitimate?

Smart Payment Solutions seems to be a legitimate business with its website and Bloomberg business profile. The company also has a Facebook account with one five-star review. The last update on that page was in August 2021. Other than Facebook, there are no other social media pages for the company.

ScamAdviser also cannot reach or open Smart Payment Solutions’ website. It cannot rate if the website is a scam or not. Prospective customers always need to be vigilant when browsing a website.


There are no scam reports about Smart Payment Solutions. However, since ScamAdviser is inaccessible, it is impossible to check the safety and security of browsing the website.


There are no class-action lawsuits against Smart Payment Solutions.


Smart Payment Solutions Customer Reviews

Smart Payment Solutions has client testimonials on its website, at least one review on Facebook, and 14 positive reviews on Google. Clients raved about how hands-on the owner of the company is. They said that the owner specifically made sure that the terminals were up and running. He also regularly updates them about their financial statements.


Another client said that Smart Payment Solutions was able to save her business tons of money and that the owner was very responsive to what her business needed. On Facebook, the company was described as a “great product.”

It has a total of 14 Google reviews. All of the reviews were positive. The clients commented on the company’s excellent customer service and professionalism. Also, they said that the services that Smart Payment Solutions offers are a good value for money. They recommend the company to their peers.



Smart Payment Solutions seems to be the real deal in payment processing solutions as it also provides EMV-chip processing terminals. The company has a great deal of experience since it has been around for more than 19 years. The clients’ testimonials should be enough proof that this is a company that can be trusted with your business.

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