Payment Processing

Tactical Payments Review

May 3, 2022

Firearms and ammunition businesses find it hard to get approved by traditional payment processing service providers. That’s where Tactical Payments come in. The company wants to be the leader in firearms merchant services. It can provide debit and credit card payment processing solutions to businesses in the firearms, ammunition, and accessories industries.

The company prides itself on having 17 years of experience in providing merchant payment solutions to its clients. It can process many types of payment transactions, including major credit and debit cards and non-card payments.

According to the company, it has an award-winning customer service team. The company is available for clients even after office hours. Tactical Payments also hosts a radio podcast so clients can get to know leaders and experts in the firearms and ammunition industry.

Tactical Payments is accredited by the Better Business Bureau (BBB) as well. It has extensive partnerships with payment processors and banks that take on the risks of the firearms industry.


Tactical Payments Merchant Services

  • Credit Card Processing –

Like retail stores, firearms and ammunition businesses also need to have debit and credit card terminals in their stores. This will enable them to accept card payments from their customers. However, some payment processing service providers don’t like to take risks on firearms businesses. They either charge a hefty fee or completely deny their applications.

Tactical Payments is a straightforward service provider. Your firearms business will be able to accept Visa, Mastercard, Discover, and American Express cards. It also processes non-card and non-traditional payments.


  • High-risk Merchant Account –

The firearms business is considered a high-risk industry. Tactical Payments works specifically with the firearms industry. Your very own high-risk merchant account will allow you to accept payments for all types of firearms and ammunition. You can even join industry events and trade shows because Tactical Payments can also provide mobile and virtual terminals.

  • Retail Payment –

Firearms enthusiasts love going to a physical store to see the guns in person. Gun shops often have a hard time getting approved for a traditional merchant account. Tactical Payments provides more than a merchant account for a firearms business. It also provides a traditional wired countertop terminal, wireless terminal, or point-of-sale system.

  • Mobile Payment Terminal –

Tactical Payments’ will convert your regular smartphone or tablet into a payment terminal. This is a great solution for firearms businesses that usually attend trade shows. They can sell their products right there because they can process card payments through their mobile terminals.

  • Payment Gateway –

Secure payment gateways are the most important elements of an e-commerce website. Tactical Payments has two pre-integrated payment gateways that work with most online shopping carts and website platforms. It can also provide the API codes for the payment gateway of your choice. Your business will be able to accept credit and debit card payments quickly.


Tactical Payments Fees, Rates & Pricing

  • Processing Fees –

Tactical Payments does not publish its rates and processing fees on the website, though it claims to have low fees. Clients are encouraged to reach out to the company via its hotline number.

The company also has an online application procedure. The website will guide prospective clients through the application process.

  • Additional Fees –

There is no information about Tactical Payments’ additional fees anywhere on the Internet.

  • Hidden Charges –

Tactical Payments said that it is fully transparent with its charges. This means clients can expect zero hidden charges.

Tactical Payments Complaints

  • Rip Off Reports –There are no rip-off reports about Tactical Payments.
  • Other Complaints –There are also no other complaints about Tactical Payments.
Tactical Payments BBB Rating

The BBB usually rates companies based on customer reviews. Companies can get the highest rating of A+ or the lowest rating of F. Tactical Payments is accredited by the BBB with an A+ rating.

BBB Reviews

There are no listed reviews or complaints for Tactical Payments on the BBB website.

Is Tactical Payments Legitimate?

Since it is listed with the BBB, Tactical Payments is a legitimate payment processing solution service provider. On its website, it also listed that it is part of NRA Business Freedom, Gun Owners of California, and It also has social media presence via Facebook and Twitter.

If clients are curious to know what’s up with the company, Tactical Payments also has a radio podcast via TacticalPay Radio. There, the hosts interview leading experts in the firearms industry.

  • Scams – A thorough look through search engine results found no reports of scams about Tactical Payments.
  • Lawsuits – There are no class-action lawsuits filed against Tactical Payments.
Tactical Payments Customer Reviews

The company doesn’t publish customer reviews on its website. No reviews can be found on the company’s Facebook page either.


Since Tactical Payments is a BBB-rated company and a member of various industry organizations, it’s safe to say that it’s a legitimate payment processor service provider. Despite the lack of information about its fees, there’s a hotline number that clients can contact if they want more information. The company said it doesn’t outsource its customer service, which means it has an in-house staff that addresses concerns directly.

Despite the lack of customer reviews, there is not one negative comment about Tactical Payments. Plus, it doesn’t have reports of scams, fraud, rip-offs, and lawsuits.

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