High Risk Experts Review

August 12, 2022

high risk experts review

As its name implies, High-Risk Experts works with high-risk merchants. The company’s services are tailored to meet the needs of merchants that cannot be approved by traditional payment processing providers. The company said that its systems have fraud protection and chargeback reduction features. These protect both the merchants and their customers.

High-Risk Experts can work with these industries:


The company said it constantly explores new payment processing options to deliver the best services to merchants. It takes pride in its “very competitive” rates compared to other service providers. It also has 24/7 customer service to answer queries and help with current client problems.


High-Risk Experts Merchant Services

Credit Card Processing

image of high risk experts credit card processing

Every business needs to be able to accept card payments. High-Risk Expert is a partner of major debit and credit cards such as Visa and Mastercard. It has competitive rates compared with other service providers.

High-risk Merchants

Industries considered high risk cannot be approved by traditional banks. This is where High-Risk Experts come in. The company said it has lower fees and more efficient processing capabilities due to its experience in the industry. Even high-risk industries such as online gaming and adult entertainment need to be able to process credit cards, debit cards, and e-checks.

Offshore Merchant Accounts

High-Risk Experts can also set up offshore merchant accounts. This will allow businesses to branch out internationally. Offshore accounts have lower costs and better reach. Some local businesses decide to have offshore merchant accounts because these have more flexibility.


Risk Management

image of high risk experts risk management

Merchants don’t want to take any more risks than they can afford. High-Risk Experts has risk management features integrated into its systems. These features will help reduce and avoid chargebacks, which cost businesses thousands of dollars annually. The company’s risk management tools will also combat fraud, win disputes, and improve the overall risk.


High-Risk Experts Processing Fees, Rates & Pricing

Processing Fees

On its website, High-Risk Experts said that its pricing will be based on several factors: processing history, business type, credit, and financials. It has not published its processing fees, although it provided a table of fees for merchants to help estimate how much they’re going to spend.

High-Risk Experts hinted that they follow the rates and terms of most payment processing providers. The fees will be based on the following:

  • Discount Rate: 2% to 3%
  • Transaction Fee: up to $0.35
  • Chargeback Fee: $10 to $15
  • Retrieval Request: $0 to $10

  • Reserve: up to 5%
  • Settlement: daily, two days in arrears
  • Incorporation Fee: $0

For offshore acquired international merchant accounts, the fees will follow these rates:

  • Transaction Fee: $0.30 to $0.40
  • Monthly Service: up to $35
  • Chargeback Fee: $15 to $25
  • Reserve: 5% to 10% settlement: weekly, five days in arrears to twice a week, five days in arrears

  • Settlement: weekly, five days in arrears to twice a week, five days in arrears
  • Wire Fee: $15 to $25
  • Incorporation Fee: $1,500 to $1,700

Additional Fees

There is no information about High-Risk Experts’ additional fees.

Hidden Charges

image of high risk experts has no hidden fees

There are no reports that High-Risk Experts have hidden charges.


High-Risk Experts Complaints

There is currently no published information on complaints against High-Risk Experts.

Rip Off Reports

There is no information if High-Risk Experts has any rip-off reports.

Other Complaints

There are no other complaints about High-Risk Experts.


High-Risk Experts BBB Rating

The Better Business Bureau (BBB) accredits and rates businesses. It gives the highest rating A+ for businesses with positive reviews and zero complaints. The lowest rating it can give is F. High-Risk Experts is not BBB-accredited. The company also has no rating from the BBB.

BBB Reviews

High-Risk Experts doesn’t appear on the BBB website. The company has no customer reviews or complaints against it on the BBB website.


Is High-Risk Experts Legitimate?

image of is high risk experts legitimate

It is difficult to assess whether High-Risk Experts is legitimate or not because there is very little information about the company on the internet. Its website looks basic, too. Although there are loads of information about the company on the website, the design itself looks outdated. It, however, claims to have over 20 years of experience in the payment processing industry.


There is no information about High-Risk Experts being a scam.


There is also no information about High-Risk Experts facing a lawsuit.


High-Risk Expert’s Customer Reviews

There are no customer reviews about High-Risk Experts. They don’t publish customer testimonials on their website. No review can be found on any review site, too.

image of customer reviews


It is hard to recommend High-Risk Experts to merchants because there isn’t much information about it on the internet. What little was found about the company only talked about the services and products it offers. Even the company’s website has no further details about the industries and merchants it serves.

Merchants should proceed with caution when dealing with High-Risk Experts. If you want to find out more about the company and its products and services, your only option is to get in touch with the company directly.

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